Frank Deptola & Associates, LLC
Overview of Services
Our goal is to help you grow and protect your wealth, and your family's short term and long term financial security:
Objective and Comprehensive Fee-Based Wealth Management
Individually tailored investment portfolios and products
Advanced Estate and Trust Planning
Retirement Income Planning
401(k), Defined Benefit Penson Plans and Deferred Compensation Plans
Financial Planning
Comprehensive Financial Planning
Planning for Specific Client Goals
Education Planning
Monte Carlo Analysis to Determine Probabilty of Success of Final Plan
Plans that include a 'Base Case' and several alternative options
Small Business
Tax Deferred Retirement Plans for Small Businesses
Consulting - with Financial Analysis of Buy/Sell Agreements
Objective Estate and Trust Planning for Family Run Businesses
Sucession Planning
Insurance
Life & Health Insurance
Business Continuity & Key Person Insurance
Disability Insurance for MD's, Dentists, and other Medical Professionals
Long Term Care Insurance
Retirement Income Planning
Social Security Analysis
The Advantages of Tax Deferred Growth
Retirement Income Cashflow
Required Minimum Distribution Calculations
Estate and Trust Planning
In conjunction with other STEP members, we help families and businesses with issues like Legacy Planning, Exit Strategies, and Diversification of Highly Concentrated Business Ownership Assets in a tax efficient manner
Protecting vulnerable special needs family members with investment portfolios coordinated with special needs trust attorneys, and Social Security benefit specialists to ensure compliance with important government benefits like SSI/SSDI
Investment Portfolios designed and coordinated with special needs attorneys and benefit coordinators to ensure compliance with government benefit programs like SSI/SSDI
**Fixed insurance products and services offered through Frank Deptola & Associates, LLC or CES Insurance Agency
